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With years of experience, let us help you become debt-free.


Financial difficulties can be extremely stressful.  Our firm strives to make the bankruptcy process as simple as possible so you and your family can focus on financial recovery and freedom from debts, creditors, collections, court cases, and repossessions.  Few people want to file for bankruptcy, but the bankruptcy laws exist for everybody's protection.  The concept of bankruptcy was addressed by the Founding Fathers in the Constitution, and was even mentioned in the Bible (Deuteronomy 15:1-2; Proverbs 22:7; Deuteronomy 15:12-14; Luke 7:42).  There is no need to feel ashamed for considering bankruptcy -- the idea of bankruptcy was addressed by both the Bible and by our nation's Founding Fathers. 


Bankruptcy can stop collections, court hearings, garnishments, foreclosures, and so on.  Immediately, upon filing the bankruptcy case.


At the Brainard Law Offices, you will always be assisted by an attorney during your case from start to finish.  You deserve quality representation.


Once you have consulted with an attorney about your financial situation, and have discussed the various kinds of bankruptcy relief available, the process can begin.  You will be asked to provide information about your finances and debts, which is then used to prepare the paperwork filed in the Bankruptcy Court.  Once your case is filed, creditors are prohibited from contacting you to collect money.  About eight weeks after filing, you are required to appear for a hearing before a Bankruptcy Trustee, who will ask questions to verify the information submitted to the court.  About eight weeks after that, a chapter 7 case is closed and debts are discharged.


Brian Pondenis is licensed to practice in Bankruptcy Courts throughout Illinois, Indiana, Iowa, and Wisconsin, and has helped thousands of families obtain relief from debts.  Brian also represents the Chapter 7 Trustee in some litigation matters.


Check our Frequently Asked Questions page for answers to common questions about bankruptcy.


Contact our office for a no-cost consultation today to figure out your financial options.



Bankruptcy